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Credit Card Processing Rate: Types of Rates and FeesCredit card processing at a low rate is promised by nearly every credit card processing company. There isn’t only one credit card processing rate. edit card processing rate consists of many processing-related fees. GSPay’s credit card processing services and merchant accounts also involve different types of credit card processing fees and rates: Setup or One-Time credit card processing rate is a fee that an eCommerce merchant pays once to get affiliated with a credit card processor. This fee varies from one processing bank to another, and some banks have no setup fee, though, as a rule such banks have higher credit card processing rates and fees. Membership or Monthly credit card processing rate is a fee that an eCommerce merchant has to pay monthly in order to continue using his merchant account. Monthly fees also range from null up to a few hundred dollars. GSPay’s third-party merchant accounts do not have monthly membership fees. Commission or Gateway credit card processing rate is a percentage of the transacted amount of money that is processed by the credit card processing gateway. This fee may also be a flat (a sum of money regardless to the amount transacted). There is no credit card processing service that does not have a gateway fee. Chargeback credit card processing rate is a fee charged for a product or service return. Many processors do not process high-risk merchants, who have many chargebacks and returns. GSPay’s high-risk merchant account is designed specially for eCommerce merchants working with a high-risk eCommerce business. There are more fees and credit card processing rates involved in credit card processing. These differ from one merchant account type to another. For a more details visit GSPay.com’s Products Page. After carefully reviewing and summing up the credit card processing rates and thoroughly reflecting over the expenses involved eCommerce merchants should do some calculations in order to find out whether their current credit card processor is really the best that they can get for their eCommerce business. No matter what type of business you are running - high risk, pharmaceutical, etc. - you will find the best and suitable merchant account with GSPay.com. GSPay services TMF (terminated merchant file) merchants and other merchants who have problems getting an eCommerce merchant account. Apply now! Fill out our application form and our staff will find the right solution for you and your eCommerce merchant business!
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