URL: offers all-inclusive package for accepting credit cards via Internet, over the phone or for mail orders.

To open merchant account you have to send online application.

Free Gateway and Virtual Terminal

MerchantPlus includes a FREE, industry leading gateway service – NaviGate. This gateway is really powerful and very attractive, because you pay:

  • NO setup charges,
  • NO monthly charges,
  • NO per transaction gateway charges.

This offer is very competitive on the market. NaviGate Processing Gateway was created by MerchantPlus. The NaviGate offers merchants a truly best-in-class platform for Visa, Mastercard, American Express and Discover card transaction processing on the Internet. With advanced features normally found only in enterprise products, NaviGate is the ultimate in both value and performance.

NaviGate gateway has the following features:

  • compatible
  • Free recurring billing
  • Multi-user w/logging
  • Free payment scripts
  • Easy, intuitive interface

NaviGate payment gateway works well with thousands of third party scripts and shopping carts. It is compatible with the AIM integration method.

MerchantPlus cooperates with Ubersmith. This company is the leader in online recurring billing, invoicing and client management. offers a truly unbeatable offer - recurring billing, included for Free.

NaviGate Processing Gateway also has option of Virtual Terminal that allows MOTO (mail order / telephone order) transactions to be manually entered over the web, with a 3-second approval time.

NaviGate Processing Gateway provides custom security settings and fraud control system. With full CVV2 and AVS, NaviGate arms you with the needed tools that will help you to avoid costly chargebacks.

NaviGate provides the support of multiple users per organization, with comprehensive logging features. Company’s administrator can limit access to specific transaction types.

Flat-Rate Fee Structure

MerchantPlus offers a flat-rate fee structure - you only pay $19.95/month plus your per transaction charges.

This schedule contains No hidden fees, no costly setup charges and no monthly minimums.

MerchantPlus keeps your rates simple and guarantees to beat any other online merchant provider.

The fee schedule of MerchantPlus is the following:

Visa/MC Discount Rate: 2.15%
Transaction Fee: $0.25
Monthly Fee: $19.95
Gateway Fee (per month): FREE
Monthly Minimum: NONE
ScanAlert PCI Compliance: FREE
Setup Fee: FREE
Application Fee: FREE
Annual Fee: NONE

Industry type Rates Industry type Rates
E-commerce from 2.8% Nutra/Herbals from 4%
Adult from 4% Regulated Forex from 5.5%
File sharing systems from 4% Dating from 4%
Crypto from 4% Licensed Gambling from 4%
Downloads from 7% Replica from 8%
Travel from 4% Pharmacy from 8%
CBD from 7% Kratom from 7%
Find out your rates for your site.

Fill the bellow form and we will get back to you with decision. Free signup, no setup fees, offshore merchant account.