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Offshore Merchant Accounts for High Risk Business With High Sales Volumes

Owners of e-commerce businesses and those who are only thinking of starting own e-business have one common concern – tax burden. No matter what kind of online business you run, high or low risk, having a reliable merchant account provider is a must. Without a merchant account you will be unable to accept credit card payments. In a modern online business this means instant death of your online site. When choosing among merchant account options, it is reasonable to consider offshore merchant accounts, especially if you have large sales volumes and you do not want to pay huge commissions.

Many processors and banks will refuse to approve your merchant account application unless they have a documented proof that your business has been running for over 2 years. Some banks want even additional proofs and charge additional costs for security purposes. It is common for high risk businesses to see their merchant accounts shut as soon as they expand and transactions rate goes up. Sure, it is not fair to blame banks in the US because money laundering remains a major problem and if a bank has involuntary participated in money laundering schemes it will certainly face problems with government security services and other regulators. Banks immediately close high risk merchant accounts if high volumes sales seem suspicious to them.

That is why lots of online business owners are looking for offshore merchant account providers that offer their services at moderate prices and what is more important do not close accounts just because customers’ businesses start to grow which is a 100% natural process for any business.

We are living in the age of technologies and the Internet. Online shopping will soon oust traditional stores. Customers are willing to buy online and merchants need to be able to accept credit card payments. This is what offshore merchant account services are all about. Web sites that accept credit card payments usually have 75% more potential clients. An offshore merchant account will open a virtual door to the global online market.

Although sometimes offshore merchant account providers charge higher fees as compared to the US banks and processors, there are still a number of advantages of applying for an offshore merchant account. If you are a merchant who has just launched a new web site and your business is referred to a high risk one, you will hardly get any of your applications approved in the US banks. Offshore merchant account providers have less strict requirements. This is a perfect solution for small businesses that are making their first steps in online trade. 

Offshore merchant accounts are very popular mainly because of hassle free procedure of application. Besides, business owners are not obliged to choose only a national bank (a bank from their native country). Many countries offer excellent conditions for starting and running business, and lots of US entrepreneurs are taking advantage of more convenient and economical tax systems. Besides, with an offshore merchant account you will be able to accept payments in different currencies. This is an additional advantage for businesses focused on the International markets. In a way, an offshore merchant account provider gives you a key from the doors to a global market.

You do not need to be in a hurry when choosing a reliable and suitable merchant account provider for your business. It is better to invest some time in an online research than to lose money and solve problems in future.

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Industry typeRatesIndustry typeRates
E-commercefrom 4%Nutra/Herbalsfrom 6.5%
Adultfrom 6%Forexfrom 4%
File sharing systemsfrom 10%Datingfrom 6%
Gambling from 4.5%Pharmacyfrom 8%
IT Supportfrom 10%Debt collectionfrom 7%
Travel MOTOfrom 6.5%E-cigaretesfrom 6.5%
Replica clothesfrom 8%Debt repairfrom 8%

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