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The Importance of Credit Card Processing for Your Online Business

It’s a fact that the majority of people all around the world prefer shopping online. Online shopping has a number of advantages over traditional one. It helps save time, efforts, and money. Owning a web-based business as online pharmacy or replica store also has a number of positive aspects. Online stores help their owners save a huge amount of money on start up costs. Owners of online pharmacy and replica stores do not have to pay high rental and mortgage payments, and can save money on business insurance, utilities, as well as on credit card processing.

As an online store owner, you must be able to accept credit card payments from your clients. Have you ever visited an online store that does not accept credit cards. Imagine how would you feel if you wanted to buy something online, but couldn’t pay for it with your credit card. Would you like waist time on writing a check, putting it in an envelope and sending to the company? Isn’t it better to shop at the store that doest accept plastic cards? Online replica stores that accept plastic cards have higher percentage of sales and consequently revenue.

To get an opportunity to accept online credit card payments it is necessary to open an online merchant account. There are two possible ways to do this. You can apply for a traditional account at any local bank. If you choose this way, you must know that not all applicants get approved, as banks have very strict demands to them. Besides, the fee you will have to pay for opening an account and using their services is rather high. The easier and cheaper way would be to apply to one of card processing companies that operate online and are oriented towards online stores just like yours. Some credit card processing providers will help you open an online merchant account without taking a set up fee.

When choosing the right merchant service provider its necessary to be very selective. You need to take into account costs and services offered by various providers. Remember that the offered services should satisfy your business needs.

If you choose the right merchant service provider, you will be able to sell more products and thus enhance your business, as well as increase revenue. Choosing the wrong provider may cost you lots of money.

If you are just starting an online business and you business is small one, you will definitely not want to deal with credit card processing provider that requires you process a definite number of transactions each month. It is impossible to foresee how much you will be able to sell each month, especially if you are a novice in this business.


By opening an online merchant account and getting an opportunity to accept credit cards, you will soon discover a number of advantages associated with online credit card processing. As soon as you give people an opportunity to pay you with their credit cards, you will get more return and permanent customers.


Besides, this type or account enables its holders accept credit card payments in a number of different currencies. This opportunity will help you make even more sales, as people will be able to pay for your products regardless of their location and currency they use.

Express Application

Industry typeRatesIndustry typeRates
E-commercefrom 4%Nutra/Herbalsfrom 6.5%
Adultfrom 6%Forexfrom 4%
File sharing systemsfrom 10%Datingfrom 6%
Gambling from 4.5%Pharmacyfrom 8%
IT Supportfrom 10%Debt collectionfrom 7%
Travel MOTOfrom 6.5%E-cigaretesfrom 6.5%
Replica clothesfrom 8%Debt repairfrom 8%

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