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When is it Necessary to Open a High-Risk Merchant Account

To avail all the advantages of an online merchant account it is necessary know what type of this account will work the best for you. It is also important to know all the things that can make your business a high-risk one and understand how to protect your clients and business. The more you know about high-risk merchant accounts, the easier it will be to find proper protection methods. 

Temporary Locations

You should consider opening a high-risk merchant account if you do not have a permanent location for your business. Unfortunately, such types of businesses make customers nervous. The majority of customers do not like the idea of not knowing where to go or apply if they have a problem. People prefer not to deal with businesses that constantly change their location. There are businesses that jump to a new location even before customers receive their products. Customers usually have hard time finding such companies and this usually results in customer dissatisfaction. Even if they receive their goods, dealing with companies that do not stay for long in one place can be very unnerving.

Little Personal Contact

Your business is considered high-risk if you have little personal contact with clients. The lesser this contact is, the more high-rick a business is considered. There are many things that you might be putting yourself at risk for, if you do not have any personal contact with your customers. It is therefore important to understand that even though your business needs a high-rick merchant account it does not necessarily mean that this is a bad thing.  A business may be also considered high-risk if customers are not satisfied with the way it works or with products/services it offers.

What Services Does High-Risk Merchant Account Provides

High-risk merchant account providers can offer their customers several different services. The services provided by most high-risk merchant account providers are usually quite similar.  Taking into account the type of products or services your business offers, a high-risk merchant service provider will suggest the best possible ways of delivery, as well as choose the most beneficial paying methods for your business. Moreover, it will have a periodic review of the risk status of the products you offer, as well as of the fee structure of your business. Your high-risk merchant account provider will also revive any previous charge backs that you may have had in the past, as well as will look over the relationship that you had with other credit card processing.

You will also get detailed information about the types of invoices, receipts other documents, and tracking information that must be stored or thrown out. Furthermore, you will get multiple types of payment options, anything form debit or credit cards, e-checks as well as other paying options.

Express Application

Industry typeRatesIndustry typeRates
E-commercefrom 4%Nutra/Herbalsfrom 6.5%
Adultfrom 6%Forexfrom 4%
File sharing systemsfrom 10%Datingfrom 6%
Gambling from 4.5%Pharmacyfrom 8%
IT Supportfrom 10%Debt collectionfrom 7%
Travel MOTOfrom 6.5%E-cigaretesfrom 6.5%
Replica clothesfrom 8%Debt repairfrom 8%

Find out your rates for your site. Fill the bellow form and we will get back to you with decision. Free signup, no setup fees, offshore merchant account.

Your name
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Monthly turnover
Monthly % of chargebacks
 


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