Online Credit Card Services: Applied to and Integrated into an Online Store

Applied to and Integrated into an Online Store

You have, or will, in the near future, have an online business but you are
a little unsure how the whole system of online credit card payment services
works. There isn’t only one system available to accept online credit card
processing. There are two major systems that will let you access credit card
online processing transactions and they are merchant account processing and
third party merchant services for processing credit card online through a merchant
company.

Let’s take merchant account credit card online services first. Let’s
say we have opened an online store and we’re selling personalized mouse
pads. We’ll have to implement web store credit card processing if we want
to go global and make quick profits. We should get ourselves a cheap online
credit card processing service, making sure to have compared credit card online
processing before choosing the best credit card online processing company from
a whole bunch (to discover credit card online services search for ’online
credit card processing services’, web based credit card processing’,
or something like that, using any search engine). We should then setup online
credit card processing to fully work in our online store. This is usually done
by the online credit card processing service provider. Processing an online
credit card payment will be no harder than going to our bank and receiving it!

The whole process of web site credit card processing is simple too:

• a client enters his credit card and personal details;
• these details are encrypted and sent through a secure SSL form to the online
  credit card service gateway;
• the gateway verifies the information and the transaction takes place.

Of course we will be charged by the online credit card processor for its online
prepaid credit card services. The fees include discount fees, transaction fees
and taxes.

The second type of online credit card processing is third party credit card
merchant online processing. This type of processing involves more fees, but
the outcome remains the same. Signing up for third party online merchant credit
card services will make our online store accept and process credit cards through
a company which will act as an online merchant credit card processor between
us and the bank. These online credit card services will lead to more expenses
regarding transaction and commission fees, but there are neither membership
fees nor monthly fees as a rule, unlike usual online credit card services.

Using online credit card services will definitely make us sell more personalized
mouse pads. Online credit card services ensure high sales, thus high profits.