Please fill out the following short application to the best of your knowledge. We will contact you within the next 24 business hours to review the best possible merchant account fit for your business. The application process is free and there is no cost or obligation. No information that you supply will be shared or sold to any other party.
A great number of people all around the world are able to buy services and goods via the Internet. With the invention of online merchant accounts, online shopping has become much easier. This type of account enables online business owners making debit and credit card transactions. It also allows customers use debit and credit cards to pay for the products and services they purchase. Banks, offering merchant account services, use various types of processing soft ware that make these transactions secure and quick. Once the verification process is completed, the purchase is either approved or denied, depending on account funds. In case of an overdraft or other error in payment, funds can be disputed or refunded within a two-month allowance time.
By opening an online merchant account, business acquire a certain sense of professionalism. Online merchant account providers guarantee their customers data storage and retrieval protection. This type of account is not difficult to set up. A merchant has to give some basic information and proof of identity to a merchant account provider. An account service provider will check tax returns, credit card processing statements and other financial data. A businessperson must also demonstrate what types of products or services he/she offers, as well as provide information about pricing and returning policy. It is also necessary to tell how customers will receive the services and products they buy and indicate all delivery options.
Opening an online merchant account is not expensive. Moreover, by owning this type of account you will save you precious time and money. Online merchant account helps you forget about time-consuming and tiresome paper work associated with manual transactions; instead, it allows focusing on other important factors in running a web-based business. Certain percentage of use fees is spread out with batch, discounted or fixed transaction fees. Online merchant account holders know their customers transactions are organized and easily reviewed when errors occur. Online buyers benefit from the quickness and accuracy of payments process that an online merchant account provides.
To be eligible for opening an online merchant account an applicant must meet certain requirements. A businessperson must have his/her checking account in the name of the company, valid Federal tax identification number, as well as verifiable address. A company’s website must demonstrate detailed information about offered products/services, prices, returning policies delivery methods, as well as show secure online checkout method.
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