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What is e-Commerce without card-not-present (CNP) transactions? It’s next to nothing. Credit card processors and transaction gateway services make your e-Business stand and prosper. 99% of today’s Internet shoppers actually are credit card holders. Your e-Commerce business will simply stand no chance without a credit card processing system and a shopping cart system working together.
The advantages of having an Ecommerce Merchant Account service will not only make you realize how powerful e-Commerce can be with credit card processing, but will also help you to choose the right and most appropriate merchant account for you basing on some common aspects and some basic rules.
To begin with, there isn’t only one type of merchant account. This is one of the most important advantages of merchant account services – you actually get to choose from a variety of merchant accounts to acquire the best service for you and your business. Specific merchant account types may be of much more advantage and, thereafter more profitable, than general merchant account types. For example, getting a Pharmacy Merchant Account will give you better credit card processing and gateway terms if you own an online pharmacy, than the terms provided even by “The Best Credit Card Merchant Account” around. This advantage gives you the power to strategically choose a merchant account which suits you best, based on such factors such as chargeback rates, returns, monthly minimums, etc. This is one of those moments which have to be carefully thought over before getting a merchant account for your e-Commerce website.
The most evident benefits of Ecommerce merchant accounts are those of credit card processing on the whole. And these are:
After having analyzed and taken into account all the advantages of e-Commerce merchant accounts you will realize that credit card processing is far better, safer and cheaper than traditional payment methods – checks, money orders, bank transfers.
You may be selling the best products and providing the best services out there, but without credit card processing and an e-Commerce merchant account you will never go far. Look at the massive online shopping resources like Amazon, and find a stable small online pharmacy store – all of the decent online stores process the major brands of credit cards. None of these decent online shops would have gone far without being able to accept credit cards.
Research has shown that most online stores that start to accept credit cards have an overall 40% to 60% increase in sales, thus more profit.
If you plan on building a great and profitable online store, no matter what you plan to sell, credit card processing is your doorway to success and e-Commerce merchant accounts will make this success possible.
Rates | |||
---|---|---|---|
Industry type | Rates | Industry type | Rates |
E-commerce | from 2.8% | Nutra/Herbals | from 4% |
Adult | from 4% | Regulated Forex | from 5.5% |
File sharing systems | from 4% | Dating | from 4% |
Crypto | from 4% | Licensed Gambling | from 4% |
Downloads | from 7% | Replica | from 8% |
Travel | from 4% | Pharmacy | from 8% |
CBD | from 7% | Kratom | from 7% |
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